God Solves Our Credit Problem
Romans 4:1-8

If salvation is something we work for, then it is something God owes us.

Whose Credit Problem Is Fixed?
Romans 4:9-11

 Anyone who has faith.

So What Exactly Is Faith?
Romans 4:12-25 James 2:14-26

Taking God at His Word.

How Do We Grow Strong In Faith?
Romans 4:19-21

By exercising it!